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BUSINESS LOAN CALCULATOR

Calculate your monthly interest and repayments in seconds

Compare Business Loans and other finance solutions from 120+ lenders, without affecting your credit score.

Business Loan Calculator

Use our business loan calculator below to find out how much you can borrow to take your business to the next level.

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Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer. Tide will not be responsible for any discrepancy in the loan calculations and does not accept any liability for loss, which may be attributable to the reliance on and use of this calculator. You should always check directly with a lender to confirm the final offer and repayment amounts before selecting a financial product.

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Tide has joined forces with Funding Options, becoming the largest credit marketplace in the UK. 

Providing over £950 million in funding to more than 21,000 businesses, we’re on a mission to help business owners grow with confidence. 

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What is a Business Loan Calculator?

A Business Loan Calculator is a digital tool that helps businesses understand their loan options easily and quickly. 

It considers components such as the loan amount, interest rate, and repayment period to provide a comprehensive cost breakdown of the loan.

Using a Business Loan Calculator can help you understand how much you can afford to borrow and how much interest you will pay.

How to calculate the cost of your Business Loan

Calculating the costs of your Business Loan is easy with Tide’s Business Loan Calculator. All you need is a few details to get a quote.

Amount of funding

Enter any amount between £1,000 and £20,000,000

Annual interest rate

Interest rates vary depending on the lender. Use 10% if you're unsure

Loan period

How long you choose to take to pay off your business loan

Note: This is a rough estimate and the exact payment terms should be agreed with the lender before taking out a business loan.

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How does a Business Loan application work?

Our process is simple and streamlined, allowing you to get the funding you need. We connect you to the largest network of lenders in the UK, offering you loans tailored to your business needs.

  • Tell us how much you need to borrow We’ll ask you how much you need, what it’s for, and for some basic information about your business. If you already bank with Tide, you can apply for business finance straight from the app.

  • Compare loans without impacting your credit score View affordable credit options that suit the unique needs of your business.

  • Apply in minutes Once approved, you’ll receive a quote from a lender you matched with.

  • Get a decision and receive your funds Depending on the loan, funds could be available in around 24 hours.

Apply now

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Am I eligible for a business loan? 

  • You must be over 18

  • Be a UK resident

  • Have a UK-based business

  • Have a UK bank account

What documents do I need to provide?

  • Basic information about your business (age of your business, annual revenue…)

  • Bank statements covering the past year  Note: Depending on your lending partner, this documentation may differ.

Access a range of business funding options from our trusted partners

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Aaron MoOng Ong Buns

With the help of Tide and their team of financial advisors, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business.

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We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1 million sole traders, freelancers, and limited companies worldwide.

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